Article
August 1, 2015 · By Jack Rovner
Wonders About the Affordable Care Act, by Jack Rovner
Read Jack Rovner’s examination of key provisions of the Affordable Care Act, written within a year following the ACA’s 2014 enactment for presentation at the DRI Life, Health, Disability and ERISA Conference. The article considers what may have been the effects if:
(a) the Supreme Court had construed the ACA as not providing subsidies for health insurance offered on federally-facilitated exchanges in King v Burwell;
(b) the ACA reforms spurred the rise of “consumerism” and “retail” in health care delivery and financing; and
(c) the Supreme Court’s decision upholding employers’ religious freedom over ACA obligations for employee health benefits in Hobby-Lobby v. Burwell were to prompt an ACA “fix” to enable employee choice between employer’s group health plan or ACA exchange health plans.
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